CMEPA Explained: Why Clickbait Headlines Got CMEPA Wrong and What It Actually Does

Why Clickbait Headlines Got CMEPA Wrong and What It Actually Does

The internet has been buzzing with frustration over the “new” 20% tax on savings. Social media is full of angry comments, and clickbait-y headlines didn’t help either. Here’s the truth: the 20% tax on savings interest is not new. It has been there for years. To illustrate, below is a screenshot of my interest earned from … Read more

How I Switched My SSS, Pag-IBIG, and PhilHealth as a Freelancer

How I Switched My SSS, Pag-IBIG, and PhilHealth as a Freelancer

One of the things I didn’t expect when I became a full-time freelancer? Government contributions. Suddenly, HR wasn’t there to sort out my SSS, Pag-IBIG, or PhilHealth. It was on me, and I had no idea where to start. If you’re a new freelancer trying to figure this out, this post is for you. Why … Read more

I Found a Lump and It Reminded Me Why Health Insurance Matters

I Found a Lump and It Reminded Me Why Health Insurance Matters

A few days ago, I found a lump in my breast. This blog post wasn’t on my content schedule. I had other topics lined up. But this experience felt important enough to write about right now, because it reminded me of something we often overlook as freelancers: our health. It caught me completely off guard. … Read more