I grew up in a hardworking middle-income Filipino household, raised by parents who did everything they could to give us a better life. And they succeeded. I carry with me so many of their values: perseverance, gratitude, and the ability to make do with what you have. But as I got older, I started noticing … Read more
I first stumbled upon minimalism in 2016, just before turning 25. I wasn’t depressed, but I wasn’t in a good place either at the time. I think it was a quiet quarter-life crisis. I liked my job, but I was in debt, constantly stressed and burned out, and quietly wondering if this was really it. … Read more
One of the things I didn’t expect when I became a full-time freelancer? Government contributions. Suddenly, HR wasn’t there to sort out my SSS, Pag-IBIG, or PhilHealth. It was on me, and I had no idea where to start. If you’re a new freelancer trying to figure this out, this post is for you. Why … Read more
When I first started freelancing, I was obsessed with one thing: earning more. I’d take on multiple clients, chase deadlines, and hustle hard to hit my monthly income goals. But over time, I realized that freelancing isn’t just about making money but also about managing it well through personal finance. It took a few financial … Read more
Even before I started freelancing, my finances were everywhere. I opened accounts because of promos, signed up for credit cards I didn’t need, and tried different savings challenges. It was messy and, honestly, a little stressful. But after years of testing, learning, and closing what no longer served me, I’ve finally simplified my system. It’s … Read more
Like many of us, I came into personal finance a little later than I would’ve liked. Even though there were so many resources available, I wasn’t very intentional with how I managed my money in my early twenties. Financial literacy wasn’t something that was openly talked about in my circle. Terms like emergency fund, investing, … Read more
Getting paid is one of the best parts of freelancing, but figuring out how to receive that payment can be confusing, especially if you’re working with clients abroad. This guide breaks down what works for Filipino freelancers based on real experience and research. 1. Upwork’s Built-In Payment System If you’re working through Upwork, you’ll receive … Read more
I’m keeping it simple this month with just two essentials: a Bluetooth speaker and a microphone. Nothing extravagant, just practical upgrades that fit what I need for work and everyday life, without the extra worry or price tag. If you’re also looking for affordable, no-fuss tools, these might be worth checking out! 1. Orashare BS04 … Read more
If you’ve ever had Zoom meetings while in your pambahay, fixed a printer for your mom in the middle of a deadline, or suddenly became your nephew’s math tutor during what was supposed to be your lunch break—congrats. You are a true freelancer. These funny little habits are more than quirks… they’re survival skills. Let’s … Read more