Hey there, I’m really glad you’re here. Welcome to Virtual Tita.
This space is for honest conversations about money, mindset, and intentional living, written for Filipinos who want to build a financially independent life without pressure, guilt, or hype.
Virtual Tita started during my own years of working online, managing irregular income, and figuring out how to make money decisions that actually supported my life, not just my bank balance. Along the way, I realised that earning more was only part of the equation. What mattered just as much was learning how to handle money calmly, spend intentionally, and feel secure even when things were uncertain.
Here, we talk about personal finance in real life. That means budgeting that feels realistic, saving and investing with clarity, navigating money emotions, and choosing a simpler way of living that aligns with your values. I also share lessons from freelancing and self-employment, not as step-by-step guides, but as lived experiences that shape how I think about money today.
This blog isn’t about doing more for the sake of it. It’s about building a life where money supports your choices, not controls them.
You can expect practical insights, thoughtful reflections, and a bit of steady “tita wisdom” to help you make better money decisions, one step at a time.
New posts go up regularly, so feel free to explore, bookmark what resonates, or subscribe if you’d like to follow along.
Make yourself comfortable. You’re very welcome here.
Tita Carol 💖
Have a question or just want to connect? Feel free to send me an email or follow along on Instagram @virtualtita. Let’s talk freelancing, personal finance, or anything in between. And if you’d like tips and stories delivered straight to your inbox, sign up for the newsletter below.
PS. This blog reflects my personal experience and perspective and is not a substitute for professional financial advice. Read the disclaimer here